Brian Ream was on top of everything the entire time I was working with him. My wife and I wanted to refinance the house to get rid of mortgage insurance. I got three quotes, and Brian’s quote was by far the best. Whenever there was something to be done, Brian would not only email me but text me as well. That really helped me to stay on top of the items to keep the ball rolling. I highly recommend Brian for any mortgage needs and appreciated his help throughout the entire process.