We just worked with Brian Ream to get our first mortgage and were very happy with the experience. Brian was really great at explaining the process and what to expect. I definitely appreciated how he explained all of our various options, pros and cons of each, and helped us to make an informed decision. We had originally spoken to other mortgage brokers, but none of them were as thorough at helping us clearly understand the process or options. When we went for the closing, there were no surprises because Brian had already gone over everything with us in detail. I would not hesitate to recommend Brian to others and will likely contact him if we are in need of mortgage services in the future. Thank you, Brian!