We felt like we were drowning in debt with a lot of our credit cards in collections, we didn’t know what to do we thought our best option would be bankruptcy, but when we met with Ryan he helped us see there was a light at the end of tunnel and we didn’t need to do bankruptcy, he helped out us to figure how to use our money to get out of the hole we were in. We were so blessed to have work with him he taught us a lot so much were on our way to get out of debt and now weren’t stressed out. Ryan was truly a blessing.