I think I can speak for most when I say that no one WANTS to drive through rush hour traffic and spend time they would normally be eating dinner to talk about finances and how much they will be paying back over 30 years. I work for a large, world-wide bank and already thought I knew about mortgage products. i also knew that I could call and get approved over the phone with another company. HOWEVER, I can honestly say that this was time well spent for the peace of mind. Jarred was very down to earth, knowledgeable, and let us come to our own conclusions after being presented with the facts. There was ZERO pressure. Thank you Jarred.