Buying my house was a nightmare where I was not helped and was taken advantage of, almost costing me thousands of dollars in closing fees. I never wanted to buy a house again and was terrified to refinance when my wife started to bring up the possibility. Stewardship was the only reason that I seriously started to consider moving forward with a refinance because we believed that we could trust them to have our best interest in mind. Now we have a much lower interest rate on our home loan, and we felt helped and cared for all along the way. Thanks!