My wife and I were inquiring into refinancing our home and getting some cash out of the refinance for some needed improvements to our home as well as some other personal needs. Brian actually helped us about a year prior with information to consider, but at that time, we did not proceed with the refinance. Because of Brian’s initial help with our first mortgage and his professional help and availability in the past 4 years, we decided to ask him if refinancing was a wise choice at this time. It certainly was. He was very quick to reply to all of our needs, ask us questions to tailor his services to our request, and even work through the busy family time of mid-to-late December.