We experienced a life changing event and a loss of health insurance coverage. The cost of COBRA and marketplace coverage was confusing and very expensive. We needed someone to honestly present us options and costs for health coverage, and help us meet deadlines. Ryan was available to present us options, research our questions and provide answers, and costs. Our experience with Ryan was really great, and he was very helpful during this process. We did not feel like we were being sold something we did not need.