You Want to Move but Your Mortgage is Awesome–What Do You Do?
This is a conundrum many are facing right now. A lot of homeowners refinanced sometime between 2018 and 2021. If you did, you were likely able to take advantage [...]
Should You Sell Your Home and Move to a Cheaper Area?
With remote work more popular than ever, there is a growing trend in housing; people are relocating to more affordable cities. Over the past 24 months, we have seen [...]
A 30-Year Mortgage Is Not Evil
A 15 year mortgage is great, but so is a 30 year. I own a mortgage company, and I know the mathematical realities. 15 year mortgages have lower rates. [...]
Finally – A Home Warranty That’s NOT A Rip Off!
Do you like paying for something you don't use? Neither do I. Do you like paying for something, trying to use it, and finding out that you can't use [...]
Should I Sell My House and Rent for a While?
I was playing golf this past weekend with a friend and his son-in-law. While on the golf course, it is common for people to ask me financial questions or [...]
The History of Real Estate Commissions
In 1913, Henry Ford began production on the Model T and the National Association of Real Estate Exchanges (now known as the NAR - National Association of Realtors) created [...]
The Number One Mistake People Make When Buying a Home
You stumble upon a home for sale. It's in an ideal neighborhood and the floorplan is great! You talk with the realtor and find out the price is affordable. [...]