Term vs Whole Life Insurance
Out of these two types of life insurance, which is better? Here’s a clue—they each have a different purpose. Because of this, people shouldn’t be deciding between term life [...]
What Age Should I Get LTC Insurance?
Long term care (LTC) poses one of the greatest financial risks to retirees. The potential cost for this care is so high that it could drain a nest egg. [...]
What should I know before buying life insurance?
Life insurance has become a commodity. It’s now easier than ever to apply for a policy—you can even do it online. Because of this ease, it’s tempting to not [...]
Help–I Can’t Get Approved for Long-Term Care!
Preparing for possible long-term care (LTC) costs is essential to prudent retirement planning. Most do this by purchasing a long-term care insurance policy. These policies pay you in the [...]
What are Long-Term Care Insurance Alternatives?
Nearly 70% of people turning 65 will need long-term care services sometime in their remaining years. Twenty percent will require care for longer than five years. Long-term care (LTC) [...]
When is the Medicare Annual Enrollment Period?
Every year from October 15 to December 7, Medicare beneficiaries have the opportunity to make changes to their health plans during the Annual Enrollment Period (AEP). If you are [...]
Get To Know Our Team: Ryan Delviken
If you've worked with Stewardship, there's a good chance you've interacted with Ryan Delviken. Ryan is our trusted advisor for life insurance, health insurance, Medicare, and estate planning. Ryan [...]
How do HSAs Work?
With the rising cost of health insurance, more people with employer-based health coverage have been choosing high-deductible health plans (HDHP). According to the National Center for Health Statistics, the [...]
Get to Know Our Team: Jarred Kuiper
Many of you know Jarred Kuiper as a Home Loan Advisor here at Stewardship, but there’s more to him than just his job. Jarred is a self-described “nerd at [...]