How to Retire with Money
These four steps will give you a clear path towards a confident retirement. 1. Focus on retirement income—use this trick to figure out how much you need. People tend [...]
Dave Ramsey’s Seven Baby Steps: Step Seven
When I was in junior high, my parents divorced. Shortly after, my father was incarcerated. As a result, my mother—without a degree or marketable job skills—was forced to provide [...]
Dave Ramsey’s Seven Baby Steps: Step Six
Once you have successfully started saving 15% for retirement and have begun saving for your kid’s college education, you are in the home stretch of completing the baby steps. Baby [...]
Dave Ramsey’s Seven Baby Steps: Step Five
By this time, you should have completed Baby Steps 1 through 4 in Dave Ramsey’s Baby Steps: Save $1000 for emergencies Pay off non-mortgage debt using the Debt Snowball [...]
Dave Ramsey’s Seven Baby Steps: Step Four
Once you’ve completed Baby Step 3—saving three to six months of expenses for emergencies—you can dive into your next Baby Step! Your debt has been eliminated, your cash flow [...]