Debt is Not Dumb and Cash is Not King
There’s a saying about personal finances that was made popular a few years ago: “debt is dumb and cash is king.” This was said by one of the most [...]
Dave Ramsey’s Seven Baby Steps: Step Seven
When I was in junior high, my parents divorced. Shortly after, my father was incarcerated. As a result, my mother—without a degree or marketable job skills—was forced to provide [...]
Dave Ramsey’s Seven Baby Steps: Step Six
Once you have successfully started saving 15% for retirement and have begun saving for your kid’s college education, you are in the home stretch of completing the baby steps. Baby [...]
Dave Ramsey’s Seven Baby Steps: Step Five
By this time, you should have completed Baby Steps 1 through 4 in Dave Ramsey’s Baby Steps: Save $1000 for emergencies Pay off non-mortgage debt using the Debt Snowball [...]
Dave Ramsey’s Seven Baby Steps: Step Four
Once you’ve completed Baby Step 3—saving three to six months of expenses for emergencies—you can dive into your next Baby Step! Your debt has been eliminated, your cash flow [...]
Dave Ramsey’s Seven Baby Steps: Step Three
Step 3 in Dave Ramsey’s Baby Steps is to save three to six months of expenses for emergencies. This step is to be tackled after you’ve completed Baby Steps [...]
Dave Ramsey’s Seven Baby Steps: Step Two
Dave Ramsey’s seven baby steps are a foolproof way to stop bad habits, start budgeting, get out of debt, and build wealth. As mentioned in a here, the first [...]
Dave Ramsey’s Seven Baby Steps: Step One
Dave Ramsey is a nationally syndicated radio host, New York Times best-selling author, and financial guru. Part of what has made him so famous is his “7 Baby Steps.” [...]
What is a Dave Ramsey Endorsed Local Provider?
You may have seen this term used when researching financial or insurance experts. Chances are, you have noticed some professionals are listed as an Endorsed Local Provider (ELP) and [...]