What Is A HELOC?
Even though housing prices have cooled, many homeowners saw their real estate values explode over the past few years. This has caused people to begin exploring options to tap [...]
15 or 30 Year Mortgage: Which is Better?
Right now, mortgage rates are incredibly low. You can borrow money for 30 years at a rate under 3%. The long-term average is just under 8%. Rates like this [...]
Buy a Bigger Home and Stay Under Budget
Before purchasing a home, you must do some fact-finding: How much money are you able to put toward a down payment? What is the monthly house payment you’re comfortable [...]
What is a Mortgage Broker? And Why You May Want to Use One in Your Home Search
This content was originally posted here. If you've been thinking of buying a home, by now, you've probably heard that you should be shopping around for a mortgage. While [...]
What are Mortgage Escrow Payments?
The definition of escrow is: “A financial arrangement where a third party holds and regulates payment of the funds required for two parties involved in a given transaction.” (escrow.com) [...]
How Does Down Payment Assistance Work?
If a company representative came to your home and offered you $5000 for free, what would you think? I’m sure most would think, “What’s the catch?” There is no [...]
What Does the Process of Buying a Home Look Like?
Most people have no idea what they’re getting into when buying a house, making the process intimidating. Understanding how the process works will help reduce feelings of being overwhelmed. [...]