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  • Big Changes Coming to Arizona’s Auto Insurance Image

Big Changes Coming to Arizona’s Auto Insurance

By Grant Botma|2019-11-01T01:10:51-07:00August 13th, 2019|

Auto accidents are extremely common. According to the Association for Safe International Road Travel, there are 20 to 50 million injuries caused by auto accidents each year. If the [...]

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Dave Ramsey’s Seven Baby Steps: Step Seven

By Grant Botma|2019-02-26T01:03:47-07:00July 10th, 2018|

When I was in junior high, my parents divorced. Shortly after, my father was incarcerated. As a result, my mother—without a degree or marketable job skills—was forced to provide [...]

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  • Dave Ramsey Baby Step Six

Dave Ramsey’s Seven Baby Steps: Step Six

By Jake Norton|2021-04-23T13:03:41-07:00July 3rd, 2018|

Once you have successfully started saving 15% for retirement and have begun saving for your kid’s college education, you are in the home stretch of completing the baby steps. Baby [...]

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  • Should I Refinance My Mortgage image

Dave Ramsey’s Seven Baby Steps: Step Five

By Jake Norton|2019-02-18T22:48:48-07:00June 26th, 2018|

By this time, you should have completed Baby Steps 1 through 4 in Dave Ramsey’s Baby Steps: Save $1000 for emergencies Pay off non-mortgage debt using the Debt Snowball [...]

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  • What is a Revocable Living Trust Image

Dave Ramsey’s Seven Baby Steps: Step Four

By Jake Norton|2021-04-23T13:03:32-07:00June 19th, 2018|

Once you’ve completed Baby Step 3—saving three to six months of expenses for emergencies—you can dive into your next Baby Step! Your debt has been eliminated, your cash flow [...]

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  • Dave Ramsey’s Seven Baby Steps: Step Three

Dave Ramsey’s Seven Baby Steps: Step Three

By Jake Norton|2019-08-07T02:37:15-07:00June 12th, 2018|

Step 3 in Dave Ramsey’s Baby Steps is to save three to six months of expenses for emergencies. This step is to be tackled after you’ve completed Baby Steps [...]

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  • Dave Ramsey’s Seven Baby Steps: Step Two

Dave Ramsey’s Seven Baby Steps: Step Two

By Jake Norton|2021-04-23T13:03:23-07:00June 6th, 2018|

Dave Ramsey’s seven baby steps are a foolproof way to stop bad habits, start budgeting, get out of debt, and build wealth. As mentioned in a here, the first [...]

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  • Dave Ramsey’s Seven Baby Steps: Step One

Dave Ramsey’s Seven Baby Steps: Step One

By Grant Botma|2019-08-07T02:33:07-07:00May 29th, 2018|

Dave Ramsey is a nationally syndicated radio host, New York Times best-selling author, and financial guru. Part of what has made him so famous is his “7 Baby Steps.” [...]

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  • Dave Ramsey’s Seven Baby Steps: Step Two

How to Increase your Credit Score

By Grant Botma|2019-08-07T02:29:49-07:00April 6th, 2018|

As mentioned in a previous blog article, your credit score is not as important as many make it out to be. It is not the only factor considered when [...]

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