Stewardship One Move

Buy and upgrade your next home without selling or moving out of your current home first.

An easier and lower-cost way to move from one home to another.

Or give us a call at 602-384-2604.

EARLY ACCESS TO FUNDS ON CURRENT HOME

MAKE UPGRADES BEFORE YOU MOVE IN

ONLY MOVE
ONCE

Why do most people sell their current home before buying their next?

  • They need funds from the sale of the current home for the down payment on the next home.

  • Unable to qualify for a new mortgage until the existing mortgage is paid off.

  • A need for money from the sale of the current home to make upgrades on the next home.

  • They need sale proceeds from the current home to pay off debt.

Stewardship One Move removes these barriers, giving you access to funds and a loan approval without needing to sell your current home first.

Or send us an email at home@stewardship.pro.

“I watched two close friends buy a home and use other companies. They expressed frustration with delays and surprise fees, none of which I experienced with Stewardship. I am very grateful to the team for their stellar customer service and above all, integrity. No doubts, I’ll be a lifelong customer.”

Christi Wheeler, Phoenix AZ

Avoid the hassle, extra costs, and stress of selling before buying. Use Stewardship One Move for a more enjoyable, lower cost experience.

Schedule an appointment below to discover what One Move could look like for you!

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How it works: BuyCustomizeMoveSell

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Buy

Our team will help you buy the right home at the right price, without needing to sell your current home first.

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Customize

We help you access the equity in your current home to personalize your new home to better meet your needs.

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Move

Make a smooth, stress-free transition from your current home to your new home on your terms.

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Sell

We’ll help you sell your current home for a great price while you focus on settling into your new home.

Schedule an appointment below to get detailed insights on how each step would play out for your situation.

Schedule An Appointment

Or give us a call at 602-384-2604

Do you need this program?

Most people can’t qualify for a new mortgage while their current home’s mortgage is still active. Lenders often require the current mortgage to be paid off through the home’s sale before approving a new loan.

How Stewardship One Move is different:

  • Our program ignores your current mortgage payment, making it easier to qualify for your next home loan.
  • We provide early access to your current home’s equity for your next down payment, upgrades, or other financial needs before you sell.

This unique approach helps you buy your next home without stress or delays.

Or give us a call at 602-384-2604

What You Get

The ability to buy your next home without the stress and extra costs of selling your current home first. Avoid losing out on great homes due to “contingent on sale” offers and skip the temporary housing costs, double moving expenses, storage fees, and the hassle of showing your home while you are living in it.

What It Costs

The One Move program has a $2,500 fee, and the temporary loan on your current home has a 9.99% interest rate. However, using One Move costs less than selling your home and buying another without Stewardship. This is because Stewardship’s mortgage and real estate fees are much lower than most.

Wondering what your out-of-pocket expenses might be? Schedule a free appointment with one of our advisors below!

Or give us a call at 602-384-2604

“A very service-oriented Realtor and truly a pleasure to work with. They helped us through the process of finding the right home and were very patient in answering all my questions and addressing all my concerns. Always quick to respond to all communication and accommodated their schedule to ours. Stewardship Realty offers a unique model in that they charge the buyer a flat fee rather than a commission. This model resulted in us receiving money back that we were able to apply to closing costs. I would highly recommend Stewardship Realty for anyone in the process of buying a home.”
Terri Acuna, Phoenix AZ

Comparing Costs

This tool shows your potential savings with Stewardship One Move compared to the traditional method of selling and buying a home.

Important Note: The costs above do not account for potential added expenses when not using Stewardship OneMove, such as temporary rent, storage fees, or paying movers twice. One Move saves you money and provides convenience.

Or give us a call at 602-384-2604

“We were shopping for a new home, my old realtor was not showing us homes that fit the parameters we had given as far as location and home features. My wife had worked with Stewardship previously and recommended we try them. What a pleasant surprise! We met with Nate and were immediately impressed. He listened attentively to our description of the home we wanted. We were very specific about location and some of the features we wanted and did not want. During our search, every property he showed us fit our parameters! Nate was amazing. He fine-tuned his search and made adjustments based on our feedback from the properties we had viewed. I have dealt with many realtors over the years and have purchased numerous properties. Working with Nate and Stewardship has been the most pleasant and easiest transaction I have ever had.

I also worked with Jarred Kuiper in the mortgage department at Stewardship. Jarred was also amazing. He was available, knowledgeable, and very helpful. He also got us a great rate and gave us excellent advice on how to reduce our closing costs and monthly payments. I have dealt with several other mortgage companies and none have been as attentive and helpful as Stewardship. With both the Real Estate and Mortgage Departments, Nate and Jarred always seemed to put our interests ahead of their own.
I have and will continue to recommend Stewardship to friends and anyone I know who is in need of the services they offer.”

David Leach

Additional Details

If you’ve ever sold a home to buy another or if you’re detail-oriented, you might be wondering: how does this really work? Here are the step by step details:

Qualification: We assess your eligibility for purchasing your next home and what you need from your current property. We review all the numbers together in this step, and create a plan in a free consultation.

Find Your Next Home: Our real estate agents guide you to find your next home and get you under contract.

“Guaranteed Contract”: This is a purchase contract on the home you will eventually sell. The uniqueness of the contract guarantee enables access to funds from your current home before its sale, simplifies loan qualification, and ensures a smoother move. For a $2,500 fee, an institutional investor guarantees they will buy your current home at a discounted rate if it hasn’t sold after 120 days of you closing on your next home. Note: This buyer is not looking to purchase your home but charges the fee for the risk they take with the guarantee. Their desire is for you to sell your home on the open market with our real estate team after you are already moved in to your new home.

Temporary Loan: We secure a temporary loan on your current home to provide funds for your next down payment or upgrades. The loan rate is 9.99% with a 2.5% fee. The good news is there are no monthly payments on this loan. The interest and 2% of the fee are paid when your current home sells and the loan is paid off. The only upfront cost is 0.5% of the loan amount.

Buy Your Next Home: We help you close on your new home purchase, strategically using the temporary loan funds and guaranteed contract to streamline the process. Additionally, our real estate agents give to you 20% of our commission from the seller to use at closing to make the purchase easier.

Customize (Optional): Use funds from the temporary loan (or other resources you have on hand) to make upgrades. This includes paint, flooring or other renovations that can completed within a few months. All of this can be done while you are still comfortably living in your current home.

Move: Relocate to your new home at your own pace with minimal pressure.

Sell: Once you’ve moved, we list and sell your departed residence for the best price possible. Our listing fee is well below the typical real estate agent fee to sell a home. Instead of 6% we charge 1.98%, and you let you decide the buyer’s agent’s commission.

Settle: We finalize the sale of your current home, cancel the guaranteed contract, and handle financial settlements, including the temporary loan payoff and interest. This way, the only thing left for you to do is settle into your new home!

If you’re not detail-oriented, these steps might feel overwhelming—but there is no need to worry. With nearly 20 years of experience and over 2,500 5-star reviews, our team of advisors ensures the process is simple, giving you confidence and peace of mind every step of the way.

Get detailed answers for your specific situation with a free appointment. Schedule below!

As my husband and I were looking to buy our first home together, I didn’t entirely know what to expect. I had heard the common complaints of stress that came with looking to buy a home, but our experience with Stewardship (especially Nate and Jarred) was incredible. They were with us every step up of the way and were wonderfully supportive, always there to answer questions, set clear expectations, and help. I love Stewardship so much and am so grateful my husband and I got to experience our first home purchase with them. I cannot recommend them highly enough!

Nicole, Phoenix AZ

Your One Move Team

Joey Ellis
Joey EllisHome Loan Advisor
Nate Swartz
Nate SwartzRealtor

Schedule an appointment using the button below.

Or give us a call or text at 602-384-2604

Everything you need under one roof

The Stewardship OneMove program combines services from two Stewardship companies: Stewardship Mortgage for home loans and Stewardship Realty for buying and selling real estate. This combination makes the program possible and brings convenience, a streamlined process, and cost savings.

Stewardship Mortgage offers efficient home loan closings with the best rates in Arizona, while Stewardship Realty is a high-service real estate agency with lower-than-average transaction costs.

Our goal is to make your home buying and selling experience easier with fewer calls, less research, and simplified management—all under one roof!

I am buying a home, and Brandon, Nate, and Jarred have all been super helpful. They have all used their expertise to simplify a very complicated process that suited my analytical and numbers-orientated mind very well with many of the options narrowed down to be able to help me make the best decision. Would highly recommend using this team for any financial need across all components of your finances.

Sean Sparks, Scottsdale AZ

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