Investment Management Questions

Below are a list of some of the most frequently asked questions from our Investment Management clients. Click the question/link and you will be directed to a page that will provide a detailed answer.

Starting Out

What are “goals” and how does this help me invest?

How do I add a beneficiary to my account?

How do I open an account jointly with my spouse?

How do I transfer or roll over my current retirement accounts to Betterment?

Investment Portfolio

How is the Betterment portfolio invested?

Who is Dimensional Fund Advisors?

How does Betterment show me my performance?

Savings and Checking Accounts

What are the features of the checking account?

Can I direct deposit my paycheck to the checking account?

What are the features of the Cash Reserve account?

Taxes

How do taxes work with my Betterment accounts and what tax forms can I expect?

How can I find my state-specific municipal bond interest for my taxes?

What is Tax Loss Harvesting?

What is a Tax-Coordinated Portfolio?

How do I convert my Betterment IRA to a Roth?