You Want to Move but Your Mortgage is Awesome–What Do You Do?
This is a conundrum many are facing right now. A lot of homeowners refinanced sometime between 2018 and 2021. If you did, you were likely able to take advantage [...]
How Do Capital Gains Work?
The rate of return on investments is important, but have you considered how taxes affect it? Your after-tax return on an investment is the return after you pay the [...]
Going Solar
I am finally doing it. I am getting solar for my house. I have been against solar power systems for homes for many years. I even wrote a blog [...]
How To Buy Stocks on Sale
Everyone loves a good sale—except when the sale is in the stock market. With stocks in a downtrend since early January, people are rightly concerned about making good decisions [...]
Should You Sell Your Home and Move to a Cheaper Area?
With remote work more popular than ever, there is a growing trend in housing; people are relocating to more affordable cities. Over the past 24 months, we have seen [...]
A 30-Year Mortgage Is Not Evil
A 15 year mortgage is great, but so is a 30 year. I own a mortgage company, and I know the mathematical realities. 15 year mortgages have lower rates. [...]
How Much Does Medicare Cost?
When you turn 65, you are eligible to enroll in Medicare. If you’ve had a job, you’ve had Medicare taxes deducted from your paycheck. Learning that you still must [...]
What’s Your Burn Rate and Why Should You Keep Track?
When thinking of your personal finances, do you feel like you have margin to build wealth, pay down debt, and be generous? Or do you feel like no matter [...]
Finally – A Home Warranty That’s NOT A Rip Off!
Do you like paying for something you don't use? Neither do I. Do you like paying for something, trying to use it, and finding out that you can't use [...]
3 Reasons It’s More Than Just Loan Forgiveness
If you have student loans, you’re likely aware of the recently announced loan forgiveness. But the Student Loan Debt Relief Plan contains four distinct changes with huge ramifications for [...]