Should I Get a Cash-out Refinance?
I’m doing a cash-out refinance on my house. Is this something you should do? With the average 30-year fixed mortgage rate under three percent and home values rising in [...]
Top 3 Signs the Housing Bubble Will Pop
No matter your age, you likely remember the last time the housing bubble popped. It was one of many events that led to The Great Recession. Because housing values [...]
Capitalism: Not an Experiment
“America’s abundance was created not by public sacrifices to ‘the common good,’ but by the productive genius of free men who pursued their own personal interests and the making [...]
Things I Wish I Knew About Money In My 20’s
If you’re in college or starting your career, this post can make you money. If you know someone in their 20’s, forward this to them so they can make [...]
5 Things Our Parents Get Wrong About Money
When growing up, we often think, “Parents just don’t understand.” Actually, they do. As a parent myself, I’ve come to realize that parents are wiser than I thought. But when [...]
Top Three Things You Must Know About Owning Houses for Rental Income
There are countless people who have created and built wealth by owning real estate. The range of individuals goes from famous people you’ve never met, like Warren Buffett, to [...]
Buying A Vacation Home
Thinking about buying a vacation home? A second home is a major financial commitment. How do you pay for it? Where should you buy? Is it worth the extra [...]
Pre-Tax vs Roth: Which is Best?
Remember the Stanford Marshmallow Study? This was a study on delayed gratification that offered children a smaller (but immediate) reward or a larger (but delayed) reward. The original study [...]
A House Isn’t a Good Inheritance
A house is more than bricks and sticks on land--it’s a home. It’s memories made, children raised, and everything in between; a home carries A LOT of value to [...]
Everyone Should Consider A Reverse Mortgage
What is a reverse mortgage? As explained here, a Home Equity Conversion Mortgage (HECM) “reverse mortgage” is a way for senior homeowners to access the equity in their house. [...]