How Are Mortgage Rates Calculated?
I just purchased a house. While my wife and I had been planning for this purchase, we also knew that mortgage rates are historically low, so we were eager [...]
Silver Tsunami
OK boomer, what’s the “Silver Tsunami?” No, it’s not an actual wave, it’s a fun name for the real estate impact of baby boomers potentially selling 25% of homes [...]
2019 Interest Rates Review
In our "2019 in review" series, we've looked at the performances of the stock market and real estate markets and analyzed what could be in store for 2020. Up [...]
What is a Reverse Mortgage?
The reverse mortgage is a taboo financial product. Dave Ramsey calls them a scam. They are confusing and prone to abuse. However, academic research supports their responsible use. In [...]
We Give Thanks
It’s not uncommon this time of year to see thankfulness challenges on social media. The holiday season tends to be not only one of giving, but a time of [...]
The Ultimate Guide to Arizona Tax Credits: 2019
Arizona taxpayers have a choice when it comes to their tax credits. Taxpayers have the option to give tax money to the state or to deserving organizations through charitable [...]
Is it Better to Invest Extra Cash Into the Market or my Mortgage?
A common goal for homeowners is to quickly pay off their mortgage. This means paying more each month so the principal is paid down at a faster rate. Before [...]
Should I Put 20% Down When Buying a House?
Traditional financial advice says to have a down payment of at least 20% when buying a house. But is this still necessary today? Where did the 20% rule come [...]
Get To Know: Brian Ream
If you know about Stewardship, there’s a good chance you know about Brian Ream. Brian is our award-winning Home Loan Advisor. Brian is an Arizona-native that was born and [...]
Buy a Bigger Home and Stay Under Budget
Before purchasing a home, you must do some fact-finding: How much money are you able to put toward a down payment? What is the monthly house payment you’re comfortable [...]