Inflation Protection Plan
Inflation rose by seven percent in 2021, the largest increase since 1981. Not only was inflation high last year, it could remain elevated in 2022 and beyond. The messaging [...]
Should You Start an LLC?
If you own a business or have a side hustle, starting an LLC for your venture can be a good idea. A limited liability company, or LLC, is a [...]
Stock Market at All-Time Highs
Despite high inflation, delta, omicron, and politics as usual, the stock market managed to make all-time highs near the end of 2021. However, instead of celebrating, market highs tend [...]
Work-Life Harmony: Create an Ideal Year Calendar
The following is adapted from Work–Life Harmony. I’m sure you’ve heard the term work–life balance. You may even strive to achieve it. If you’re like most people though, it [...]
Grandma Got Run Over By a Reindeer (and left me $100,000). What Do I Do With It?
If you’ve received an inheritance, or are preparing to receive one, do you have a plan to maximize the money? Of course, maximization depends on your financial situation. We [...]
Debt vs Leverage
Why is it called “life insurance” when it is, in fact, insurance against untimely death? The words we use to frame a concept or an argument can have tremendous [...]
Should I Count On Social Security When I Retire?
Headlines were made earlier this year when it was announced that the Social Security Trust Fund would be depleted in 2033—one year earlier than previously projected due to the [...]
What To Tell Your Kids Before They Get A Student Loan
There is approximately $1.75 trillion in student loan debt in the United States. With the cost of tuition, room, and board over $25,000 per year, there is a very [...]
How to Increase Your Income with Your Employer
We have had podcasts, blogs, and videos talking about the importance of income. It is the most important part of your personal financial portfolio--more important than debt and saving. [...]
The Bank Financial Advisors Use
Bank of America, Chase, Wells Fargo--the big banks most people use for their personal banking needs. These banks have done a great job with their marketing. So much so [...]