How Much Does an Insurance Claim Cost You?
I don’t know the answer to this question and anyone who attempts to answer it without knowing your situation is lying. It is impossible to accurately predict the exact [...]
Inflation Protection Plan
Inflation rose by seven percent in 2021, the largest increase since 1981. Not only was inflation high last year, it could remain elevated in 2022 and beyond. The messaging [...]
Why Insurance Costs Are Going Up
Does anyone really like insurance? I own an insurance agency and I don't even like insurance. Insurance is boring. Insurance isn't fun. Insurance is extremely annoying. One of the [...]
How the Wealthy Think About Insurance
Insurance is something all of us have. Some, like auto insurance, are mandatory. Others, like life insurance, are optional. We see the potential benefit, but don’t always buy it [...]
What Is Umbrella Insurance?
Previously, we have talked about why umbrella insurance is the policy that most people should consider. We live in a society where lawsuits are commonplace. A personal umbrella policy [...]
3 Basic Coverages Anyone Should Have
When it comes to insurance, there are countless different policies. Which ones are the most important? Although the answer depends on your personal situation, there are three basic insurance coverages [...]
What is Liability Insurance?
Simply put, liability insurance protects against the risk of being sued. If you are ever held responsible (or liable) for damages, negligence, or the like, liability insurance can help. [...]
Airbnb or VRBO—What Insurance do I Need?
One of the most popular income opportunities for homeowners are short-term rentals. With this income opportunity comes risk. It’s wise to look at how this risk can be managed [...]
What is an Umbrella Policy?
A personal umbrella insurance policy or umbrella policy is an extra layer of liability insurance over and above your current policies. It pays when you are legally obligated and [...]