Grant Botma, Author at Stewardship - Mortgages, Insurance, Financial Planning, & Estate Planning

About Grant Botma

I am a Christian, husband, dad, business owner, loan originator, insurance agent, sports enthusiast, big Cubs fan, servant, and more. I am a native of Arizona that grew up on a dairy farm in Buckeye. I attended Arizona Christian University majoring in Business Administration and Christian Ministries. NMLS #161533

Arizona Housing Market: Recap of 2022, Outlook for 2023

By Grant Botma|2022-12-30T10:11:50-07:00December 28th, 2022|

The year 2022 is coming to a close and most feel the Arizona real estate market had a tough year. But is that true? According to Zillow, the typical [...]

“Customized” Insurance Can Help Lower What You Pay

By Grant Botma|2022-12-07T13:39:42-07:00December 7th, 2022|

"In this world, nothing is certain except death and taxes." - Benjamin Franklin I am pretty sure that if ole Ben was alive today he would add to that [...]

You Want to Move but Your Mortgage is Awesome–What Do You Do?

By Grant Botma|2022-11-19T07:03:47-07:00November 23rd, 2022|

This is a conundrum many are facing right now. A lot of homeowners refinanced sometime between 2018 and 2021. If you did, you were likely able to take advantage [...]

Going Solar

By Grant Botma|2022-11-09T13:41:15-07:00November 9th, 2022|

I am finally doing it. I am getting solar for my house. I have been against solar power systems for homes for many years. I even wrote a blog [...]

Should You Sell Your Home and Move to a Cheaper Area?

By Grant Botma|2022-10-27T12:55:57-07:00October 27th, 2022|

With remote work more popular than ever, there is a growing trend in housing; people are relocating to more affordable cities. Over the past 24 months, we have seen [...]

A 30-Year Mortgage Is Not Evil

By Grant Botma|2022-10-20T05:20:12-07:00October 20th, 2022|

A 15 year mortgage is great, but so is a 30 year. I own a mortgage company, and I know the mathematical realities. 15 year mortgages have lower rates. [...]