“Customized” Insurance Can Help Lower What You Pay
"In this world, nothing is certain except death and taxes." - Benjamin Franklin I am pretty sure that if ole Ben was alive today he would add to that [...]
You Want to Move but Your Mortgage is Awesome–What Do You Do?
This is a conundrum many are facing right now. A lot of homeowners refinanced sometime between 2018 and 2021. If you did, you were likely able to take advantage [...]
Going Solar
I am finally doing it. I am getting solar for my house. I have been against solar power systems for homes for many years. I even wrote a blog [...]
Should You Sell Your Home and Move to a Cheaper Area?
With remote work more popular than ever, there is a growing trend in housing; people are relocating to more affordable cities. Over the past 24 months, we have seen [...]
A 30-Year Mortgage Is Not Evil
A 15 year mortgage is great, but so is a 30 year. I own a mortgage company, and I know the mathematical realities. 15 year mortgages have lower rates. [...]
Should I Sell My House and Rent for a While?
I was playing golf this past weekend with a friend and his son-in-law. While on the golf course, it is common for people to ask me financial questions or [...]
The History of Real Estate Commissions
In 1913, Henry Ford began production on the Model T and the National Association of Real Estate Exchanges (now known as the NAR - National Association of Realtors) created [...]
The Number One Mistake People Make When Buying a Home
You stumble upon a home for sale. It's in an ideal neighborhood and the floorplan is great! You talk with the realtor and find out the price is affordable. [...]
Overcome Barriers to Buying Your Dream Home
I recently asked people on social media what they believe are the biggest things keeping people from buying their "dream home". I received a laundry list of responses from [...]
Is A Home Warranty A Good Idea?
As we do with most of our blogs, I will give you the answer right away. "Is a home warranty a good idea?" It depends. I know it’s not [...]